Mortgage by Jeanine, LLC — a bilingual mortgage broker helping families and small businesses across Florida and Georgia for over 20 years. Residential & Commercial. Fast. Transparent.
With over 20 years of experience as a bilingual mortgage broker, I specialize in streamlining the lending process for both residential and commercial clients across Florida and Georgia.
My mission is to bridge the gap between complex financial requirements and successful property ownership. Whether navigating multimillion-dollar commercial deals or helping families secure their first homes, I deliver fast, transparent results — often reaching “clear to close” in under 20 days.
Fluent in English and Spanish, I am dedicated to providing a high-touch, professional experience that turns financial hurdles into clear paths to funding.
Ideal for buyers with solid credit and stable income. Competitive fixed and adjustable rates with flexible 10–30 year terms. Down payments as low as 3%.
Most PopularGovernment-backed financing perfect for first-time buyers. Lower credit score thresholds and down payments starting at 3.5%.
First-Time BuyersExclusive benefits for veterans and active-duty service members — including no down payment, no PMI, and competitive rates.
Veterans & MilitaryZero down payment loans for eligible rural and suburban homebuyers in qualifying areas of Florida and Georgia.
Rural AreasFinancing solutions for luxury and higher-priced properties exceeding conventional loan limits. Competitive rates for qualified borrowers.
Luxury HomesFlorida and Georgia first-time buyer programs offering grants and forgivable loans to help cover your down payment and closing costs.
FL & GA ProgramsPurchase or refinance office buildings, storefronts, and mixed-use properties. Flexible terms tailored for growing businesses.
Owner-OccupiedFinancing for manufacturing plants, distribution centers, and storage facilities. Competitive rates for qualified business owners.
Fast CloseInvestment property loans for apartment complexes, duplexes, and rental portfolios. Maximize your real estate income.
5+ UnitsGround-up construction financing for commercial projects. Draw schedules structured around your build timeline.
New DevelopmentSBA 7(a) and 504 loan programs designed to give small businesses access to long-term, low-interest financing for real estate and equipment.
Small BusinessShort-term commercial financing to bridge the gap between transactions. Fast closings to help you seize time-sensitive opportunities.
Short-TermLower your interest rate, reduce your monthly payment, or shorten your loan term. Available for both residential and commercial properties.
Residential & CommercialTap into your home or property's equity to fund renovations, consolidate debt, or invest in your business. Up to 80% LTV.
Access Your EquityFast, low-documentation refinancing for existing FHA and VA loans. Minimal paperwork and often no new appraisal required.
FHA & VARestructure your commercial mortgage to improve cash flow, reduce rates, or pull equity for business expansion — closed in 20–30 days.
Fast CloseTake the next step toward your dream home or business property. Our secure application connects directly to our loan origination system for a fast, seamless experience.
Begin Full Application →Enter your loan details on the left
and click Calculate Payment to see your estimate.
* This calculator provides estimates for informational purposes only. Contact Jeanine for a personalized quote based on your credit profile and current market rates. Call 813-843-6948
Jeanine made the entire home buying process so simple. As a first-time buyer I had a thousand questions and she answered every single one. We closed on time and I couldn’t be happier.
Being able to communicate in Spanish made such a difference. Jeanine explained everything clearly and made sure we understood every step. She truly cares about her clients.
Jeanine helped us finance our warehouse in under 30 days. As a small business owner, speed matters — and she delivered without cutting any corners. Highly recommend!
We relocated from out of state and Jeanine handled our Georgia purchase with incredible professionalism. She went above and beyond to make our move seamless and stress-free.
Have questions? Ready to explore your options? Reach out and Jeanine will personally connect with you to discuss your residential or commercial mortgage needs.